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Upfront Mortgage Brokers Listed by State
IMPORTANT NOTICE:  BEFORE CONTACTING BROKERS LISTED BELOW, READ  "HOW TO DEAL WITH A UMB" Upfront Mortgage Brokers as of December 10, 2005  Arizona Resident Brokers Keith Carothers, AZ Mortgage Dr. Fee: Negotiated on a case-by-case basis www.azmortgagedr ... more...

Using a Second Mortgage to Avoid a Jumbo Loan
January 27, 1999 "I was recently advised to reduce my loan amount from $245,000 to $240,000 on the grounds that above $240,000 the interest rate is significantly higher. Is that right?" Yes. Two "government sponsored enterprises", Fannie Mae and Freddie ... more...

jumbo metal storage cabinets related definitions

Jumbo Loan
Jumbo Loan A loan that is larger than the limits set yearly by Fannie Mae and Freddie Mac ($359,650 as of 1/1/2005). Because jumbo loans cannot be funded by these two agencies, jumbo loans usually carry a higher interest rate. Also called a non-conforming loan. For Alaska, ... more...

Non Conforming Loan
Non Conforming Loan A loan that does not meet the Fannie Mae or Freddie Mac underwriting guidelines. This is also known as a portfolio mortgage. The loan can't be sold on the secondary market so it must keep it and service it in its own portfolio. Non-conforming loans have ... more...

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Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

A Guide to Platform Bed Plans
Do you want to try your hand at building a platform bed? For those of you who dont yet know what a platform bed is, its an exciting, old way of sleeping that incorporates a simple, elegant frame and a single mattress. Its lines have been used in Europe, Scandinavia, and Japan for hundreds, if not ... more...

Surge Protector: A Simple Mechanism Description
A surge protector [AKA surge suppressor] is an electrical plug-in device designed to distribute safe electrical voltages to other electrical or electronic devices. Surge protectors resemble power strips in appearance; however, they are more sophisticated and deliver a constant, continuous power ... more...

HD DVD Players in the UK
A Brief OverviewThe initiation of home video era in UK started with the VHS (Video Home System). This was the first affordable and highly popular home entertainment medium in the 80s. The VCR (Video Cassette Recorder) was used to playback these video cassettes, which consisted of a half inch ... more...

Financing Houses
What Real Estate Lenders Look ForLenders control many programs -- some make use of over 200! Generally, lenders look for the following typical standards, with many exceptions:1. Absolutely no late mortgage payments 2. Credit score above 580 3. If bankruptcy, no charge-offs or collection accounts ... more...

A Study of Furniture Elements for Smaller Bedrooms
When we enter any bedroom the first thing we notice is the furniture. All humans always see interiors and all decorating ideas that are executed in "elevation". This means we always see the face of the furniture.Every object in the bedroom large or small has a direct relation to dimensions of ... more...

A Comparative Analysis of HD DVD Players
VHSThe arrival of the VHS (Video Home System) in 1976 marked the emergence of this field in the world. The video cassette became a house-hold name and was the preferred medium for home entertainment in the 70s, 80s, and in the early 90s. The VHS was capable of storing both audio and video formats ... more...

Explanation of the Two Major Formats: Blu-ray Disc or Advanced Optical Disc
The gradual evolution of the optical disc technology saw the arrival of the DVDs. DVDs changed the entire entertainment experience. People could watch the latest blockbusters from the comfort of their homes with their latest high definition DVD players, with unmatched picture quality and audio ... more...

How To Create An Organized Filing System
Introduction The test of a good filing system is being able to find something when you need it, regardless of how you choose to organize it. However, there are two basic approaches to setting up a filing system: Establish categories for like items by subject (e.g., Hobbies) Establish an index ... more...

What Are Digital Picture Frames And How Do They Work?
A relatively new product in the digital imaging industry is what has become known as the digital picture frame. These clever devices use a flat-panel TFT (usually just referred to as LCD) screen to electronically store and display digital photos, which can be transferred directly between the ... more...

Project: Space Tomb [Now in SPANISH and English]
Project: Space Tomb [Launch pad: Cibara-#17]It looked like a traveling prison, a space tomb to the observers; a heavy bulky projectile for the most part, as if it was shot out of a cannon, a hundred-thousand years ago; rustic and ancient with a technology unknown to scientists on earth. It was in ... more...

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