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Mortgage Payment Problems: What If You Can't Pay?
April 21, 2003 "I lost my job and have been making my mortgage payment from savings.  At some point, I will run out of savings.  What should I do? Some variant of this letter is appearing in my mailbox with ... more...

Options When Equity in Your Home Is Gone
April 23, 1999 I have been transferred and need to sell my home. The market has gone down and I owe more than the home is worth. Is there any relief available to allow me to avoid paying the difference to the lender at the time ... more...

legitimate foreclosure help related definitions

Foreclosure
Foreclosure A legal process by which the lender or the seller forces a sale of a mortgaged property because the borrower has not met the terms of the mortgage. Also known as a repossession of property. When the process is complete, it is typically said that "the lender has ... more...

Delinquency
Delinquency Failure to make payments on time. This can lead to foreclosure. First, a mortgage becomes delinquent, when the borrower stops making payments. Second, the delinquency is either reinstated (payments are resumed) or the lender forecloses. ... more...

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Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Compulsive Gambler Shares His Recovery Story About Gamblers Anonymous Now That He Stopped
A compulsive gambler who participated in Gamblers Anonymous program shared his recovery in hopes to help others affected by this addiction. Sean was an above average student in high school. He played sports, volunteered at the local soup kitchen on holidays and had a high school sweetheart that he ... more...

A Fragile Lifeline: Lessons I Learned Answering The Aids Hotline
Dial 1-800/AIDSNYCEvery Monday and Wednesday morning, promptly at 10 a.m., I leave behind my daily life and turn to volunteering as an AIDS Hotline counselor at New York Citys GMHC [Gay Mens Health Crisis], the nations largest social service agency for AIDS.For the next four hours, my ... more...

Consumer Debt Solution - Analyzing Your Options
You have several options to reduce your consumer debt. You can take the do-it-yourself approach by consolidating debts into a low rate loan. You can also find help through companies that management payments or negotiate debt elimination. Each option has pros and cons, and should be analyzed ... more...

How Foreclosures Can Be Stopped With Facts
The foreclosure rate has been steadily increasing this year. The rate might continue to increase if the job market slows and we see a general slow down in the economy. Realestateinternetstrategies.com explains how impending foreclosures can be stopped.Life does not always unfold as we wish, and one ... more...

Credit Card Debt Consolidation What Options Are Available?
Are you one of many Americans who find it hard to clear your credit card minimum every month? If you are, you are most probably in credit card debts.For your information, credit card debt is one of the most difficult types of debt to clear. Reasons being, credit card companies charge very high ... more...

Cure Autism Now with a Silver Charm
Purchasing a silver charm is just one of the ways that you can help support autism research. Autism is a brain disorder that affects ones ability to communicate and associate with others normally. Symptoms are usually detected in the first three years of life. Autism affects about 1 out of every ... more...

10 Frequently Asked Short Sale Questions
1. What happens to the seller's credit rating when they allow an investor to short sell their property?What typically happens is the loan will show up as "paid" on their credit report; however there will be a notation that says "settled for less than originally owed" or something along these lines. ... more...

How to Get 'Triple A' Credit in 25 Days
Good credit is everyone's dream. A wise use of credit can go a long way. It certainly makes certain goals in life (like acquiring business loan from bank) easily attainable.But the key question remains: "What does it take to achieve 'Triple A' credit?"First and foremost, it is important it is ... more...

The Howl - Monthly News Letter -Issue #2
The Code of Conduct ---- It seems almost ludicrous that this is a topic that many of us should consider in privately held distributorships.When I suggest there may be a need for a Code of Conduct I am not talking about a need based on employee behavior, I am talking about the need based on family ... more...

Self Help Groups - a Road to Women Empowerment
"There is a silent economic revolution that's taking place in Kumbalgodu and its vicinity," says I.V.Lakshmikant, manager of Kalpatharu Grameena Bank in the Kumbalgodu village on the Mysore Road, connecting the cities of Mysore and Bangalore in the Southern State of Karnataka in India. Lakshmikant ... more...

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