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Raise Credit Score by Paying Delinquencies?
December 21, 1998, Revised November 19, 2004 Many borrowers reason that since delinquencies reduced their credit score, paying off the delinquencies should raise it. When this doesn't happen, they wonder why. "My mortgage broker said that my credit score was ... more...

Second Mortgage Versus Home Equity Loan
June 9, 2003, revised August 30, 2003 "What are the differences between a second mortgage and a home equity loan?" The terminology is confusing. A second mortgage is any loan that involves a second lien on the property. Some second mortgages are for a fixed dollar ... more...

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Home Equity Loan
Home Equity Loan A home equity loan is borrowing against the equity you have acquired in your home. Lets suppose your original mortgage was $175,000.00, but your house is worth $225,000.00. The difference is $50,000.00. ... more...

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Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

The Basics On T1 Line Solutions For Small Business
T1 Lines have been the primary source of mission critical bandwidth for companies of all sizes for nearly 20 years. With so much history, a basic understanding of the T1 line should be common knowledge among business owners who are looking for reliable bandwidth for Internet access, data ... more...

Electrical Safety in the home
Electricity is a wonderful part of our lives, clearly enabling us to do so many of the things we take for granted. Food preparation, entertainment, communication, and so much more are all dependent upon the delivery of electricity. And yet, coming into direct contact with electrical current can ... more...

Caribbean Cruise Lines
With the manifold increase in the volume of sea travel these days, shipping companies are attracting tourists with newer kinds of cruise lines. And the best thing about this is that theres a cruise line for every pocket and taste. Thus, for the high fliers, theres the luxury line; for the ones who ... more...

1080p HDTV Sets have Started to Emerge - Should You Opt for One?
It is all an issue of Image ResolutionThere are currently a number of different HDTV formats as adopted by the Advanced Television Systems Committee (ATSC), based on 720p, 1080i, and 1080p - using refresh rates that vary between 24 Hz and 60 Hz.The main difference between these HDTV formats is one ... more...

Want To Know More About Cruises and Cruise Ships?
Today, Norm Goldman Editor of Sketchandtravel.com, is pleased to have as a guest of Sketchandtravel.com Douglas Ward, author of Ocean Cruising & Cruise Ships 2005, now into its twentieth year of publication, published by Berlitz Publishing.Thank you Douglas for accepting our invitation to be ... more...

Home Equity Line of Credit Loans
Home equity line of credit loans are a form of credit using one's home as collateral. Unlike home equity loans in which a homeowner receives a one-time lump sum of money, home equity lines of credit involve an approved credit limit that homeowners borrow money from.Why Get a Home Equity Line of ... more...

Rehab Foreclosed Houses the Right Way and Keep All the Profits!
I've been teaching people how to buy foreclosure properties for a long time.And we all make the biggest profits on the deals that we rehab the right way.But this does NOT mean what you might think!The right way to rehab any property is by using a new business credit card or business line of credit ... more...

Working Capital: Financial Options For Small Businesses
IntroductionLarge companies have always had a number of options that they could depend on to raise capital for their businesses. The have always had access to a number of alternatives such as selling stock, issuing bonds, bank loans and accounts receivable financing among others. Looking at the ... more...

Personal Debt Can Disappear When You Set up a New Business
I teach students how to set up a new business name on paper and then move their personal debt into the business name.This will dramatically improve your personal credit score and help you make money as a real estate investor.It's as simple as using my system to set up a new business name and ... more...

Your Talents For a Free Cruise
Its true! You can trade your talents for free (or substantially discounted) luxury cruises. Cruise line management is very interested in keeping their passengers happy at all times. This goal is a bit more challenging on days when the ships at sea. To address this issue the cruise lines offer ... more...

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