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Can Mortgage Points Be Negative?
December 11, 2000 "My income recently doubled, but I'm having trouble getting up the cash I need for the house I want. A friend recently suggested that I look for a negative point loan on which the lender would pay me ... more... How Many Points For a 1/4% Break in Mortgage Rate? June 21, 1999 "My lender offered to reduce the interest rate on my 30-year fixed-rate mortgage from 6.75% to 6.50% for another 1.50 points. Is this a fair price?" No, it isn't, but before I explain why I want to place your question in context. Lenders today offer ... more... |
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long beach california related definitions |
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Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more... Mortgage Banker Mortgage Banker Mortgage Banker providing mortgage financing to borrower with its own funds. Some mortgage bankers do provide long term (permanent) financing, the majority specialize in short term financing. However, mortgage companies often loosely apply this term to ... more... |
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