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Questions About Mortgage Interest Rates
4 October 2001, Revised 11 November 2004, Revised February 22, 2005 "Do declining bond prices cause interest rates to rise?" No, declining bond prices are higher interest rates.  Suppose on Monday the US Government sells a one-year note at 5%, meaning that an ... more...

Mortgage Interest Rate Fundamentals
4 October 2001, Revised November 11, 2004 Some of the questions about mortgage interest rates I get from readers are surprisingly basic.  I have to remind myself that one can graduate from college in the US, and even get a PhD, without ever hearing about interest rates in ... more...

mortgage interest rates related definitions

Variable Rate Mortgage
Variable Rate Mortgage The variable rate mortgage, affectionately know as Adjusatuble rate mortgage or ARM is a mortgage with a rate that will adjust over time. You may be familiar with the term three year ARM, or five-year ARM. ... more...

VA Loan
VA Loan A VA loan is a mortgage loan in the United States guaranteed by the US Veterans Administration. The loan may be issued by qualified lenders. Available only to veterans possessing a Certificate of Eligibility. Purchasing a home with a VA Loan is not as difficult as ... more...

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Get Free mortgage interest rates Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Keep Your Eye Focused On Treasury Bond Rates To Adjust Your Current Mortgage Rates
Mortgage rates typically are based off the current rates of treasury bonds. Most lenders set their long term mortgage rates in line with 10 and 30-year treasury rates. The reason that they do this is quite simple. Treasury rates are the rates that are used as an index to represent what the future ... more...

Understanding Buy to Let Mortgage Rates
If you are a newcomer to the buy to let market; its easy to feel that everybodys speaking a foreign language. Follow our straight-talking guide for a jargon-free look at UK buy to let mortgage rates:Standard Variable Rate Buy to Let Mortgages: The interest on a SVR mortgage is set by the lender and ... more...

Refinancing Your Mortgage - Is It The Right Choice For You?
Mortgage refinancing is an option for many homebuyers who are paying interest rates 2-3% or higher than what they can find today, or who need additional cash. Were you a first time homebuyer or you had poor credit the last time you obtained a loan? Now you are on your feet and make a salary that ... more...

The Top 5 Things You Must Know Before Applying for a Mortgage
Youve been thinking about buying your own home for quite a long time, and now youre ready to take the plunge. Youve been saving money for a down payment, and you know the next step is preparing to apply for a mortgage.But where do you start?Here are the top 5 things you need to know before ... more...

Refinance Home: Distilling Cash by Renewing Home Loan
Refinance home is in vogue especially with reduction in interest rates. Refinance is still going strong with 40% of the home loan applications being filled in for refinancing home loans. Homeowners realize that there is enough equity in the home to refinance and convert into cash and credit. Few ... more...

4 Ways To A Low Mortgage Interest Rate
It is natural to want the lowest possible interest rate on your mortgage loan. A lower interest rate results in a lower monthly payment or allows you to afford more house for the same monthly payment. Here are four quick ways to get a lower interest rate on your next mortgage loan.1. Shorten The ... more...

Reasons to Refinance When Rates Are Moving Up
Interest rates have enjoyed record lows during the last few years allowing many people to refinance and enjoy lower mortgage payments. Now, interest rates are moving in the other direction. The average 30 year fixed rate, according to mortgage giant, Freddie Mac, was 6.31% last week. Still, during ... more...

Low Interest Mortgage Rates - How To Find The Lowest Interest Rates On Real Estate Loans
You can find low interest rates on a real estate loan by choosing the right type of mortgage, improving your credit factors, and researching rates. Sometimes the lowest interest rate may not be the best choice for you, especially if you sell your home in a couple of years. To find the best ... more...

Home Mortgage Loans - Fixed Rate, Adjustable or Balloon, Which One Is Right For You?
When you're shopping for a new homeespecially for the first timeall the terms and expressions may be confusing and difficult to understand. Adjustable rate, fixed rate, balloon payment - how do you decide which is the right type of home mortgage for you if you're not even sure what each of them are ... more...

Best Mortgage Deal UK - Put Your Best Foot Forward!
As a borrower for mortgage in UK it is your right to find the best finance deal available. Is that a challenge? Not if you know where to look and what to look at while contemplating mortgage. You have to follow a strategy in order to get best mortgage deal in UK.The constant lowering of the ... more...

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Mortgage Indexes Info
30 Yr Fixed Rate
15 Yr Fixed Rate
5/1, 3/1 ARM
CODI
COSI
12 MTA
COFI 11th District, Federal
12 Month LIBOR (USD)
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WSJ Prime Rate
FNMA
Federal Funds
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