Do You Need a Debt Consolidation Loan?
If you are in financial difficulties due to debt or have built up a variety of debts over time, a debt consolidation loan may be for you. But before you take that route, you should consider all the options.However you got into debt - unexpected financial difficulties, illness, loss of providing ... more...

Flexible Mortgage UK Mortgages to Specially Suit the Self-employed
While a person drawing a fixed salary every month finds it easy to repay loan in fixed monthly instalments, those with a fluctuating income will find it otherwise. In order to tap the potential of the latter group, which principally consists of self employed people and people whose income is ... more...

Types of Mortgages
Here is a useful guide to the different types of mortgages that are available.A mortgage is a loan you take out to buy property. You can get a mortgage direct from the lender such as banks, building societies and specialist mortgage lenders.Your mortgage is probably the biggest loan you will ever ... more...

What is a Commercial Mortgage?
A commercial mortgage is a loan that uses commercial property as collateral. A commercial mortgage is a business loan which is secured against a commercial property.Commercial mortgages are often used to buy business premises, such as offices, shops, restaurants, or pubs. But they can also be used ... more...

Devising Newer Ways of Repayment
How good would it have been had there been no obligation to repay the loan or mortgage? This is what most people think when required to make the monthly repayments. But try as much as they can, they are never able to change the situation.The borrower has to cut his monthly expenses to provide for ... more...

UK Mortages: A Guide Through The Maze
Types of UK MortgagesYou may be wasting your money with the wrong type of mortgage. Knowledge is power.There are essentially two different types of mortgage:Repayment only, (capital and interest mortgage)Interest only, (ISA, pension or endowment mortgage)Repayment onlyYour monthly repayments ... more...

Get a Better Mortgage Refinance Deal than Your Local Bank Offers
Gone are the days when money could be fetched either by mere mortgaging or financing something. Now it is time to get money via an amalgam of the two; i.e. Mortgage Refinance. Mortgage refinance is a smart idea to have a good credit sum and repay it in an easy fashion. In simple terms a refinanced ... more...

Remortgage to Restart the Mortgage Cycle on Fresh Terms
Remortgage or refinance is a right that lenders of the yesteryear were afraid to offer to borrowers. In fact, remortgage was severely prohibited through clauses such as early repayment penalty. The logic was that by refinancing the borrowers were actually paying off the mortgage earlier. In this ... more...

Mortgage Information
A mortgage is borrowing money using property as a security, a type of secured loan in other words. Primarily, the purpose in borrowing the money is to purchase a property.A mortgage is really another word for a property loan - a loan that allows you to borrow a large amount of money in order to buy ... more...