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Manufactured Housing: A Messy Picture
May 19, 2003, Revised February 14, 2005 What Is a Manufactured House? A manufactured home is built entirely in a factory, transported to a site, and installed there. It is distinguished from "modular", "panelized", and "pre-cut" homes, ... more...

What Mortgage Market Niche Are You In?
October 19, 2002 "I recently found what appeared to be the best deal on a 30-year fixed-rate mortgage from ads in the newspaper, but when I told the loan officer exactly what I needed, the price rose and the amount I could ... more...

multi family houses in connecticut related definitions

Equal Credit Oportunity Act
Equal Credit Oportunity Act (ECOA) Is a federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color, religion, national origin, age, sex, marital status or receipt of income from public assistance programs. ... more...

Shared Appreciation Mortgage, SAMt
Shared Appreciation Mortgage, SAM A mortgage in which a borrower receives a below-market interest rate in return for which the lender (or another investor such as a family member or other partner) receives a portion of the future appreciation in the value of the property. May also ... more...

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Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Whitewater Trip Panning: Whitewater River Rafting Main Salmon River Idaho
"The best family adventure vacation we have ever had.""In this fast paced world I never get the time to spend with my teenagers. This is an excellent way to stop the clock and have fun with them. Thanks for the trip of a lifetime!""My goal was to have a special time with my granddaughter and we ... more...

The Howl - Monthly News Letter -Issue #2
The Code of Conduct ---- It seems almost ludicrous that this is a topic that many of us should consider in privately held distributorships.When I suggest there may be a need for a Code of Conduct I am not talking about a need based on employee behavior, I am talking about the need based on family ... more...

Interview with Jan Walker, author of "An Inmate's Daughter"
Prison parent/family educator, Jan Walker, is speaking with us today about her newly published book. Jan is trained in child and family studies and has spent the past 18 years as a correctional educator for adult felons in medium custody prisons. Welcome to Reader Views Jan.Irene: Jan, your book, ... more...

What About Tennesse Dept. of Human Services Abuse of the Elderly and Their Families?
PART I: Physical Abuse of the Elderly vs. Tennessee DHS Abuse of FamiliesDuring the week of October 26, 2003, newspapers across the state of Tennessee published an Associated Press story that featured the glaring news headline, Reports of neglect and abuse of senior citizens up 40% in six years. ... more...

Cambodia: A Glimpse Into One Uncivilized Action
IntroductionTo be Cambodian is to be the warrior, the creator and the builder of Angkor Wat. More accurately, to be a Cambodian is to be a descendant of a people that produced architectural masterpieces of the Angkor era which rival the achievements of any of the ancient civilizations.Dr. Seanglim ... more...

Vacation Values
The family vacation is a tradition intended to bring families closer together and one that many of us would just not think of giving up. Quality time for the family reinforces the importance of family values. It's sort of a "time out" from the day to day routine of living and growing. A chance ... more...

Multi Family Property Living
While most multi family properties are designed to allow the peaceful coexistence of many families within their separate units, some apartments and houses give you the feeling that youre actually living in one big family. Things like sharing one washer and dryer between five families means you ... more...

Rebuilding After Katrina: Smart Energy Choices
Energy efficiency has been part of the American lexicon since 1978 when the Energy Policy Act was first enacted. Since then, energy efficient homes and increased use of renewable energy resources have become the norm in states like New York and California. Policies and programs have supported these ... more...

Strategies for Surviving Holiday Dinners, Family Events and Other War Zones
No matter how well we may have weathered our basic training, nothing can fully prepare us for the front lines of family gatherings. Were in the thick of it, dodging live ammunition, and fighting the urge to return to our old, reliable patterns that helped us to survive while we were growing up. We ... more...

Do You Have A Vision?
Here's one of the most important questions you'll ever be asked (that is, If you're a dad, or you ever plan to be): Do you have a vision for your family?Now I know the answer for many of you will be a resounding, "Yes!". I think at some point all of us most likely plan, in some way, for our ... more...

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