A Guide to Personal Loans
Personal loans can be lifesavers, providing you with much-needed financial assistance at the most opportune times. Not everyone really understands personal loans, however, and that can sometimes lead to problems in finding the best deals for personal loans that an individual is eligible for.With a ... more...

What are Home Improvement Loans?
Home improvement loans are loans specifically designed by loans companies to help you fund an essential home improvement projects.Home improvement loans provided by loans companies are secured on the value of the borrower's property. The amount available to the borrower is subject to the equity in ... more...

FHA Mortgage Loans - The Benefits of an FHA Mortgage
The Federal Housing Administration (FHA) insures mortgages to allow low to moderate income families to purchase their own home. With government backing, families can buy a home at a lower initial cost. However, there are limitations with this program.Mortgage Insurance Section 203(b)The FHA ... more...

The "Marshall" Plan -- Or, Customer Aftercare: How To Spend Less & Sell More
My wife likes to shop at the local Safeway. Is it because of the competitive prices? Yes, that's part of it. Is it because of the convenient location? Yes, that's part of it too. She also likes their produce department. But the biggest reason she likes to shop at the local Safeway is ... more...

Buying a Vacation & Retirement Home
Buying a vacation home that doubles as a future retirement home requires forethought and thorough investigation. Conventional wisdom tells us to first settle on a desired location and then look for the least expensive house in the best possible neighborhood. This is of course true, but buying a ... more...

Mortgage Refinancing Closing Costs - Shop Smartly For the Best Deal
Closing costs should be carefully considered before singing any loan contact. If you overlook these expenses you could overpay at closing. By shopping from a variety of mortgage lenders and brokers you can find lenders with competitive rates, terms, and closing costs.Many financial advisors state ... more...

Bad Credit Refinance 101: The Hows and The Whats
If you are like every other home owner or general consumer out there, you need to pay for your expenses somehow. If you have bad credit, you might be limited in your options as to what you can do (or so you thinkkeep reading!). This can be especially annoying to homeowners who want to refinance ... more...

Building Your Dream Home - Part 1
For most of my adult life I had thought about someday building my Dream Home. Several years ago I finally got the chance. I had purchased a lake front lot with a small cottage on it. My initial intention was to use the property as is, and someday raze the old cottage and build a new home in its ... more...

Loans and Debt Consolidation Finance - Understand How Debt Consolidation Works
Debt consolidation reduces your interest rates and monthly payments so you can get a better handle on your credit. You can finance your consolidation through any of a number of lending companies. Once your promissory note is signed, pay off your accounts and focus on one monthly payment.The Goal Of ... more...