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Mortgage Professor about note buying land contracts ltv: 
What Is the Down Payment?
January 21, 2002 "My understanding is that if a home buyer puts 20% down, he doesn?t have to purchase mortgage insurance.  I put 20% down -- $48,000 on a $240,000 home purchase ? but I?m told that I do have to buy mortgage insurance because I elected to finance $6,000 in ... more...

Buying Now Versus Buying Later
August 2, 2000 "Please settle an argument.  I believe that we should buy our house now, even though we have no money for a down payment, because our credit is good and we can get a 100% loan.  House prices have been rising in our area by about 4% a year.  My ... more...

note buying land contracts ltv related definitions

Mortgage Note
Mortgage Note A written negotiable promise (agreement) to pay a sum of money plus interest at a set interest rate. The note is secured by a mortgage. In turn, mortgage is secured by property. Mortgage note states the amount of debt and the rate of interest, and makes the ... more...

Loan To Value Ratio
Loan To Value Ratio Loan To Value, LTV. This is the size of the loan or mortgage as a percentage of the value of the property or price being paid for the property, eg a property valued at $120,000 with a mortgage of $108,000 would have an LTV of 90%. Loans with an LTV over ... more...

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Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Buying Land Online
In the old days people generally only bought land and improved Real Estate in the areas in which they lived or traveled often. Today, thanks to the blossoming of the Internet, one can purchase land all over the United States from the comfort of home. While there are some cautionary measures to be ... more...

Buying Country Acreage and Rural Properties, To Buy or Not To Buy
Almost anyone can become a rural property owner; if you are willing to set goals, establish what your purposes are, plan ahead and set targets that are all aligned toward the same result. And, if you can be patient instead of requiring instant gratification.There is no more $50-an-acre land; unless ... more...

Selling a Real Estate Note, Is Your Real Estate Note Saleable?
As a Premium real estate note buyer I am often asked by note sellers if their note is saleable. I can't stress enough to sellers how important it is to get the right information about your note and payment history to the potential note buyer. The potential buyer can only determine whether the note ... more...

Sugar Land Texas Real Estate
Sugar Land Texas Real Estate Sugar Land, Texas, is located in Fort Bend County, of , and 17 miles SW of Houston, Texas. Sugar Land has a population of 63,328. Sugar Land Homes Sugar Land properties pool is 20,612 residential properties including Sugar Land new homes. Median age of real ... more...

De Land Florida Real Estate
De Land Florida Real Estate De Land, Florida, is located in Volusia County, 11 miles NW of Deltona, Florida and 88 miles S of Jacksonville, Florida. De Land has a population of 20,904. De Land Homes De Land properties pool is 8,355 residential properties including De Land new homes. ... more...

Land for Sale
Think owning land would cost a fortune? Think again! While land prices on the extreme coasts motors upward, there are millions of parcels for sale throughout the USA that can fit into anyones budget. There is probably a land deal that could make you a profit happening right under your nose right ... more...

How to Convert Your Real Estate Notes into Quick Cash
If youre a real estate investor needing quick cash, selling your notes could offer a fast, easy solution. It can happen to anyone. You find yourself in a situation where you need a chunk of cashinstantly. Maybe you have to handle an emergency or simply want to free up funds to invest elsewhere. ... more...

How To Create A Business Note That Is More Attractive To A Note Investor
You are selling your small business (business value under $1 million for this article). You would like the buyer of your business to come in with an all-cash offer, or be able to qualify for an SBA guaranteed loan. However, in many cases the owner of the business ends up taking back the ... more...

Getting Raw Land, Not a Raw Deal!
There is more to buying raw land than meets the eye and more than a few individuals have wished theyd had a second chance upon finding themselves duped, conned, misled, ill-advised, uninformed, oversold, undereducated and often unprepared. They realize, often too late, that a raw land purchase ... more...

Real Estate Note Holder Facts - What to Know Before You List Your Real Estate Note
If you're a real estate note holder looking to list your note for sale there's some things you need to know first. The buyer of a note will ask for certain information each and every time they purchase a note.Being prepared with this information when you list a note can save you time and ... more...

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