Mortgage Amortization Schedules
According to e-AmortizationSchedule.com mortgage amortization is the reimbursement of principal from scheduled mortgage payments that exceed the interest due. The scheduled payment paid by the borrower less the interest equaling amortization. The loan balance declines by the amount of the ... more...

Selecting the Right Mortgage for You
A mortgage is a loan you take out to buy a home. This loan covers the "principal" (purchase price of the house minus your down payment) plus the "interest," which is the fee a lender charges you to borrow the money.There are various types of mortgages, including Fixed-rate, Adjustable-rate, Balloon ... more...

Hidden Bank Loan Charges That Would Make a Pick-Pocket Envious
There can be more to a bank business loan than making interest and principal payments. Your firm may get a great rate on its new credit line or term loan but you may cry on the way home when you discover the hidden fees and charges.Even seasoned borrowers can be caught off guard. Borrowing costs ... more...

Debt Consolidation Refi Loans - Cash Out and Reduce Debts
Debt consolidation refi loans reduce your debt sooner by lowering the interest rate on your principal. So for the same amount you are paying now, you can trim years off your payment schedule. At the same time, you can further reduce your mortgage costs by finding low rate refinancing ... more...

Debt Consolidation Loans How to Locate the Best Deal
According to an old Indian proverb, the best way to cut iron is through iron itself. Therefore, in dealing with debts (the principal component of which is personal loans), the best manner will be to use debt consolidation loans (which too are personal loans). Debt consolidation loans are among the ... more...

What is a Loan?
A loan is money that you borrow and agree to pay back over a set period of time with interest. The amount of money you borrow is called principal, and interest is the cost for borrowing the money. The length of time set to pay back the loan is known as the term.It is best to get a loan only for ... more...

Atlanta Mortgage Rates
Based on interest rates, Atlanta Mortgages can be divided into two types namely fixed rate and adjustable rate loan. In the case of a fixed rate loan, a monthly payment including the principal and the interest will never change for the duration of the loan.These types of mortgages are available for ... more...

Consolidate and Live Debt Free
Are your credit cards in charge of your life? Are you living payday to payday with no end in sight? Making large payments but not making much of a dent on your principal balance? It may be time to consolidate and live debt free.Debt free living opens up so many possibilities for using your money ... more...

Is an Interest Only Mortgage Right for You?
An interest only mortgage is a type of mortgage that a person pays the interest only for a set period of time, say 3 or 5 years. After that, the person starts paying on the principal plus interest for the rest of the term of the mortgage (ex. 25 years). During those 25 years, the interest rate can ... more...