Home Mortgage Rate Shopping - Why Some Shoppers Give Up And Others Don't
About 29% of current homeowners and a much larger percent of consumers with income levels above $50,000 feel it best to stay as far away from offers to finance or refinancing their home as possible. And this seemly for good reason. Trying to get a great deal on a mortgage loan or shopping for low ... more...

The Right Time to Buy A Home
There are many real estate market forecasts and predictions available - however the bottom line is that if you want to buy your first home-there is no wrong time. This is because the motivation to buy is not determined by regional market conditions or by location, but rather by your personal needs ... more...

Individual Voluntary Arrangements. IVA
What is an IVA?There is an alternative to bankruptcy called an "Individual Voluntary Arrangement" (IVA). This is a formal arrangement through the county court to pay an agreed amount off your debts over a shorter period. This usually means paying a high monthly instalment over 3 to 5 years. The ... more...

House Sitters Are Coming to the Rescue of Many Travellers
Everyone seems to have accepted the fact that the days of leaving your door unlocked are over. The rise of crime is affecting everyone, not just those who live in the larger cities. In fact, homes in rural areas are being targeted like never before--due to the opportunity a secluded area provides ... more...

Legalities & Tax Advantages In A Home Business
Every year, several thousand people develop an interest in "going into business." Many of these people have an idea, a product or a service they hope to promote into an income producing business which they can operate from their homes.If you are one of these people, here are some practical ... more...

Fit To Be a Father
The fairytale marriage comes to an abrupt end. The glass of the framed wedding picture has been broken. The living room furniture, once considered a place for family meetings and fellowship, has been divided; it will be termed community property in legalese and will be fought over in a family court ... more...

Guide to Lake Iseo, Lombardy, Italy
IntroductionLake Iseo, also called Lake Sebina, is the fourth largest lake in the Lombardy region of Italy. The lake was formed by the Valcamonica Glacier, and is 24 kilometres long and up to 5 kilometres wide. This width is not always obvious as the largest lake island in Europe, Monte ... more...

Pricing Your Home for Sale
Professional appraisers sum it up in three words -- buyers make value. Ultimately, the value of your home is what a reasonable buyer is willing to pay within a reasonable time. Setting an asking price for your home requires that you anticipate what most buyers would be willing to pay. This ... more...

Starting Your Home Based Business On A Shoestring Budget
Whether seeking a supplemental income or a full-time income, many folks have undertaken the task to discover a viable home based business solution to meet their personal needs.For most folks who contemplate a home business, a low-cost or no-cost solution is not only nice, but also very necessary ... more...