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Mortgage Professor about rancho santa margarita california homes: 
Can Mortgage Points Be Negative?
December 11, 2000 "My income recently doubled, but I'm having trouble getting up the cash I need for the house I want. A friend recently suggested that I look for a negative point loan on which the lender would pay me ... more...

A Better Approach to Yield Spread Premiums?
April 22, 2002 "I read recently that HUD is not going to adopt proposals for requiring effective disclosure of yield spread premiums. Is there any other way of dealing with the problem that doesn?t involve throwing out the baby with the dirty bathwater?" There is ... more...

rancho santa margarita california homes related definitions

Vacation Home
Vacation Home Vacation home is a seasonally occupied property that is not the primary residence of the owner. Such residences are usually found in areas with substantial opportunities for recreation or tourist activity. Vacation Home As Investment When market is ... more...

Second Home, Vacation Home
Second Home Second home is a seasonally occupied property that is not the primary residence of the owner. Such residences are usually found in areas with substantial opportunities for recreation or tourist activity. Second Home As Investment However, when market is ... more...

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Scotts Valley California Real Estate
Scotts Valley California Real Estate Scotts Valley, California, is located in Santa Cruz County, 2 miles N of Santa Cruz, California and 21 miles SW of San Jose, California. Scotts Valley has a population of 11,385. Scotts Valley Homes Scotts Valley properties pool is 4,307 residential ... more...

Lompoc California Real Estate
Lompoc California Real Estate Lompoc, California, is located in Santa Barbara County, 18 miles S of Santa Maria, California and 131 miles W of Los Angeles, California. Lompoc has a population of 41,103. Lompoc Homes Lompoc properties pool is 13,064 residential properties including Lompoc ... more...

Carpinteria California Real Estate
Carpinteria California Real Estate Carpinteria, California, is located in Santa Barbara County, 14 miles E of Santa Barbara, California and 73 miles W of Los Angeles, California. Carpinteria has a population of 14,194. Carpinteria Homes Carpinteria properties pool is 5,025 residential ... more...

Solvang California Real Estate
Solvang California Real Estate Solvang, California, is located in Santa Barbara County, 17 miles NW of Goleta, California and 111 miles W of Los Angeles, California. Solvang has a population of 5,332. Solvang Homes Solvang properties pool is 2,226 residential properties including Solvang ... more...

Guadalupe California Real Estate
Guadalupe California Real Estate Guadalupe, California, is located in Santa Barbara County, 8 miles W of Santa Maria, California and 144 miles NW of Los Angeles, California. Guadalupe has a population of 5,659. Guadalupe Homes Guadalupe properties pool is 1,432 residential properties ... more...

Saratoga California Real Estate
Saratoga California Real Estate Saratoga, California, is located in Santa Clara County, 3 miles S of Cupertino, California and 9 miles W of San Jose, California. Saratoga has a population of 29,843. Saratoga Homes Saratoga properties pool is 10,464 residential properties including ... more...

Watsonville California Real Estate
Watsonville California Real Estate Watsonville, California, is located in Santa Cruz County, 14 miles E of Santa Cruz, California and 27 miles S of San Jose, California. Watsonville has a population of 44,265. Watsonville Homes Watsonville properties pool is 11,443 residential properties ... more...

Campbell California Real Estate
Campbell California Real Estate Campbell, California, is located in Santa Clara County, 4 miles S of Milpitas, California and 4 miles W of San Jose, California. Campbell has a population of 38,138. Campbell Homes Campbell properties pool is 15,990 residential properties including Campbell ... more...

Capitola California Real Estate
Capitola California Real Estate Capitola, California, is located in Santa Cruz County, 3 miles SE of Santa Cruz, California and 24 miles S of San Jose, California. Capitola has a population of 10,033. Capitola Homes Capitola properties pool is 4,751 residential properties including ... more...

Gilroy California Real Estate
Gilroy California Real Estate Gilroy, California, is located in Santa Clara County, 23 miles N of Salinas, California and 26 miles SE of San Jose, California. Gilroy has a population of 41,464. Gilroy Homes Gilroy properties pool is 11,894 residential properties including Gilroy new homes ... more...

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