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HUD's Proposals For Reform
October 19, 2002 On July 29, 2002, HUD released a set of proposals to substantially change the ways in which home loans are originated in the US.  As usual, the proposals were open for comment, and many thousands of them were received.  Mine was among them, and is shown ... more...

Market Turmoil Over Mortgage Rebates
July 7, 2003 "I recently refinanced into a 30-year fixed-rate loan with no cost to me except the broker?s fee of $1500. The broker insisted, as a condition of the loan, that I agree to pay a penalty of $4500 if I refinance the loan within 6 months. I read the note and it does ... more...

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Get Free rebate Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Reward Credit Cards: Get the Best Rewards Card Incentive Program
A good credit reward card can contribute to your retirement account, offer gas rebates, score theme-park or vacation tickets or take thousands off the price of your next auto purchase. Rewards at hotels, airlines, and retailers bring more to the possibilities but, adds to the confusion. Here are ... more...

Set a Family Budget That Includes Coupons
When your family sits down to set a family budget you might not be considering the value that coupons and rebates hold. Those little slips of paper you clip out of the newspaper and magazine can add up to big savings.The practice of cutting coupons is decades old. People get their scissors ready ... more...

Learn To Save Hard Cash This Festive Season
Time was when shopping was a painful experience, a chore to be lived with. Cash Back schemes have now brought the fun back into shopping. One can now shop online and purchase all that you need without even leaving home. Whats more, these online purchases also pay you back a certain amount on your ... more...

Save Thousands on Any New Car by Using the Internet
Failure to do your homework will prove costly when you purchase your next new vehicle. The internet makes all of the essential information accessible for free, so fire up your computer and get ready to save money.If you are unlucky enough to be trading in your old vehicle, brace yourself because ... more...

Understanding Freebies
It seems that everyone is after "freebies" these days to save a little money. While this may appear to be a good way to save, understanding why freebies are offered and the different types of freebies that are available is essential to make sure you aren't spending more that you thought. "Spending ... more...

Avoid the Three Biggest Financial Pitfalls
For the average person and/or family, the three biggest financial pitfalls to avoid are new vehicles, credit car interest, and short-term loans. Any and all of these can drain a person's or family's coffers of much needed funds. At best, they create opportunity costs, i.e., money spent on them ... more...

Financing Legal Fees (Factoring)
While most small and medium sizes law firms want to grow and prosper, few have the necessary working capital to handle increased case loads or extended settlement payment. Factoring, which is the purchase and sale of accounts receivable (in this case, legal fees) at a discount at or near the time ... more...

Credit Cards for Small Business
When you decide to start a small business, you find out pretty quickly that it takes more than skills and dedication in your respective area of work. Besides being good at what you want to do, you also need to known your accounting and financing issues, no matter how annoying and boring these may ... more...

Why Refinance Back into a 30-Year Loan?
One of the biggest reasons homeowners refinance their mortgage is to obtain a lower interest rate and lower monthly payments. By refinancing, the borrower pays off their existing mortgage and replaces it with a new one. This can often be accomplished with a no-points no-fees loan program, which ... more...

If You Have To Take Your Blood Sugar Why Not Make It Pain Free
As a Diabetic your morning ritual consists of waking up, going to the bathroom, washing your hands and face and then testing your blood sugar. If you happen to take insulin or other medication you may need to take your blood sugar often throughout the day. Why not use a Meter and lancing system ... more...

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