Advanced How-To Credit Repair Tips
If you have been denied new credit because of your existing bad credit then you will save time and money by following these three steps.Explains WHY your credit repair rights are legally protected.Describes WHERE you should begin to start your credit repair actions.Dictates HOW your credit repair ... more...

Mortgage Debt Elimination
The prospect of mortgage debt elimination is something that many Americans are dealing with today. If you are concerned about your current debt situation, constantly trying to eliminate debt from your life, you are not alone.In fact, over half of all American households have trouble meeting their ... more...

7 Secrets to Having a Financially Healthy Family
How many times have you replied "We don't have the money for that" when your child asks you to buy him something? His innocent reply is "Get some from the machine or the bank". You think to yourself, "If only it were that easy". Managing money is a tough concept for children to grasp, and ... more...

How to Read a TransUnion Credit Report
The Fair Credit Reporting Act (FCRA) requires each of the Nationwide Consumer Reporting organizations (Equifax, TransUnion and Experian) to provide you with one free credit report every 12 months per your request. This means that you are entitled to three free credit reports per year, if you deem ... more...

Individual Voluntary Arrangements. IVA
What is an IVA?There is an alternative to bankruptcy called an "Individual Voluntary Arrangement" (IVA). This is a formal arrangement through the county court to pay an agreed amount off your debts over a shorter period. This usually means paying a high monthly instalment over 3 to 5 years. The ... more...

Business Plan Software Review: Ultimate Business Planner
One of the main reasons business owners and entrepreneurs use business plan software is to simplify building their financial models. Even with an explosion in business plan software packages on the market today, doing the financial projections is still often cited as the most difficult part of ... more...

Hottest Market in the US Arizona Real Estate Appreciation Continues to Climb
For the last five years, one of the hottest real estate markets in the country has been Arizona, specifically communities surrounding Phoenix. It seems that there is no stopping, or even slowing the increase of Arizona real estate appreciation. Prices continue to climb steadily upwards, in all ... more...

A Fragile Lifeline: Lessons I Learned Answering The Aids Hotline
Dial 1-800/AIDSNYCEvery Monday and Wednesday morning, promptly at 10 a.m., I leave behind my daily life and turn to volunteering as an AIDS Hotline counselor at New York Citys GMHC [Gay Mens Health Crisis], the nations largest social service agency for AIDS.For the next four hours, my ... more...

Ferreting Out Work
FERRETING OUT WORK You keep hearing that there's work out there, but so far you haven't found any. Well, where is it? That depends on what you're looking for. Are you looking for a freelance writing JOB? Or a MARKET? Or both? First let's concentrate on JOBS. Online Job Sites (in no particular ... more...