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HUD's Proposals For Reform
October 19, 2002 On July 29, 2002, HUD released a set of proposals to substantially change the ways in which home loans are originated in the US.  As usual, the proposals were open for comment, and many thousands of them were received.  Mine was among them, and is shown ... more...

Why Is Refinance Shopping Easier?
4 July 2005 ?I have heard that it is easier to shop for a refinance than for a purchase mortgage, but I?m not completely sure why???  Shopping For a Purchase Mortgage Borrowers purchasing a house are faced with a closing date on which they must provide funding to ... more...

shopping for a home related definitions

VA Loan
VA Loan A VA loan is a mortgage loan in the United States guaranteed by the US Veterans Administration. The loan may be issued by qualified lenders. Available only to veterans possessing a Certificate of Eligibility. Purchasing a home with a VA Loan is not as difficult as ... more...

Investment Property
Investment Property A property purchased for the sole purpose of earning a return on the investment, either in the form of rent or capital gain, and not intended for owner occupancy. Examples : apartment buildings, office buildings, mobile home parks and shopping ... more...

More about shopping for a home

Get Free shopping for a home Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

How to Get the Best Mortgage
This is a guide on how to get the best mortgage deal. Do not rush into the first offer that is made to you even if you are in a hurry for a mortgage. Take your time, check out what is on offer from local banks, building societies and mortgage brokers. The more time you spend doing this will equate ... more...

Important Facts For Home Buyers
If you are considering buying a home or have spent many years saving in preparation of buying a home, the questions and process involved in buying a home can be extremely stressful. As exciting as it is to begin looking for your new home, there are many unexpected costs and details to be considered ... more...

Bad Credit Home Purchase Loans - How To Purchase a Home with Bad Credit
Owning your home can be a reality for you even if you have bad credit. By educating yourself on the process, analyzing your credit, and shopping for lenders, you can find reasonable rates. Buying a home can also help you begin to build a solid financial future.Learning The Loan ProcessOne of the ... more...

First Time Home Buyer Loans Made Easy
When it comes to firsttime home buyer loans, a little research can save you thousands of dollars over the life of your mortgage.A wise consumer selects a mortgage lender prior to shopping for a home. You see, firsttime home buyer loans can end up costing you a lot more than you bargained for if you ... more...

Home Equity Loan Refinance - 3 Things to Know Before Refinancing Your Equity Loan
You can refinance your home equity loan for lower rates, just like with any other type of credit. Improving your credit and shopping for rates ensure that you will get the best financial deal. Researching lenders couldnt be easier with rates and terms offered online for easy comparison.1. You Can ... more...

Real Estate Investing - The Marvel Of Home Depot And Lowe's
Repairing a rental home (or your own home) use to require running down to the local hardware store or to the nearby building supply house. After several stops around town, you found everything you needed to solve your maintenance problem.If you are a fixer upper or tenant landlord today, you now ... more...

Mortgages: Encouraging Stronger Personal Economic Growth
Monetary policy of every individual works though different channels. Financial conditions are fluctuating always making way for loopholes in your particular economy. Being a homeowner equips you with the ability to take on mortgages for sustained economic expansion. You have already completed the ... more...

Home Mortgage Rate Shopping - Why Some Shoppers Give Up And Others Don't
About 29% of current homeowners and a much larger percent of consumers with income levels above $50,000 feel it best to stay as far away from offers to finance or refinancing their home as possible. And this seemly for good reason. Trying to get a great deal on a mortgage loan or shopping for low ... more...

Poor Credit Home Equity Loan - 3 Things To Watch Out For
Poor credit doesnt mean you have to lose money on high rates or fees. By being informed about what are reasonable terms, you can sift through the scams and unscrupulous companies. By watching out for the following three items, you can be sure to find an affordable home equity loan, even with a bad ... more...

Financing a Home With Bad Credit
Financing a home with bad credit is a common problem for people. Over 25% of homes in the US are financed through sub prime lenders, who offer financing to high-risk borrowers. While sub prime lenders charge higher rates and fees, through comparison shopping you can find a competitive financing ... more...

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