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Pros and Cons of Paying Cash for a House
April 22, 2002 "We are turning 50 and soon will be selling our house to buy another. We have no savings aside from the equity in our current house, which is approximately $180,000. We plan to work for another 15 years, during which time we will have available about $1500 a ... more...

Have I Been Credited For My Mortgage Prepayment?
January 7, 2002, revised November 14, 2002 "I have read your columns about the benefits of paying early but how do I know that my extra payments are being properly credited so that I am getting the full benefit? With so much in the news about lender overcharges, how can ... more...

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Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Tax & Financial Impacts of Divorce: 10 Mistakes to Avoid
Divorce is something no one hopes will happen to them when they get married. Unfortunately, almost half of all marriages end in divorce. Since few people have pre-nuptial agreements, most divorces involve often bitter tangles over children, money, and assets. When it comes to the tax and ... more...

Five Steps Before Filing Divorce
Getting a divorce can be stressful and full of situations that are tremendously challenging. Without having some kind of divorce support, it becomes tempting to avoid dealing with it altogether, leaving the prospect of staying in an unhappy marriage as a festering thought in the back of both of ... more...

Brand Value - Brand Identity Guru
Successful Guru marketers have a secret weapon that they use every single time they communicate about their businesses. It's one of those intangibles that are easily misunderstood. It's the ability to generate excitement about what you have to offer. And when your prospects are excited about your ... more...

Build Brand Identity - Brand Identity Guru
Successful Guru marketers have a secret weapon that they use every single time they communicate about their businesses. It's one of those intangibles that are easily misunderstood. It's the ability to generate excitement about what you have to offer. And when your prospects are excited about your ... more...

Second Home Loan: Headache or Helpful?
We all know that we can take a second mortgage for up to the amount of equity weve built in our home loan with our payments, but when is it a good idea to do that? Is it a good thing or a bad thing? Should we use that money or leave it alone? The answer is the same as the answer to most complicated ... more...

Mortgage Broker Marketing: What's Wrong with Your Marketing Materials
Many times mortgage broker marketing materials fail because of some simple mistakes. The most common errors found in materials include:Feature-Focused The content of the message is focused on you, not the prospect. For example, companies often promote their years of experience in their literature, ... more...

Should You Get A Pay Check Advance?
At some point in your working life, you may find yourself in a situation that requires fast cash. A pay check advance could be the answer to your problem. There are many ways to go about acquiring a pay check advance.The first is in person at a pay check advance station near your home or city. ... more...

Five Things Never To Tell Your Mortgage Lender When Facing Foreclosure
1. Never discuss your household finances over the phone with the collection department. What you dont know is that you are being qualified and not know it. This is the easiest and fastest way to get a turn down. Request a homeowners assistance package so that you can submit the require information ... more...

5 Ways to Absolutely Destroy Your Finances!
Ben Stein has a book called How to Ruin Your Finances. To be honest, Im not sure an entire book is needed on the subjectthere are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activitiesThis is a reductio absurdum ... more...

Do It Yourself Credit Repair
Many of us believe that it is only through an agency that we could possibly have any hope for repairing our own credit. Rest assured that this is not true. It could possibly cost you more money and time to arrange through an agency than it would to just do it yourself.My recommendation, before ... more...

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