What Are The Auto Liability Insurance State Minimums For My State?
As you shop online for the best auto insurance deals you may begin to ask yourself what exactly is required by law when it comes to auto insurance. Fortunately this article outlines the auto liability insurance state minimums that you are required to have in order to legally drive in the United ... more...

Restyling Dodge Omni Using Quality Replacement Parts from Auto Parts Deal
Dodge Omni is Dodges lucky charm. It was introduced at a time when Chrysler, Dodges parent company, was facing great financial difficulties. In its efforts to save the company from its demise, Chrysler sought for the US governments financial help. The Dodge Omni and its twin model, the Plymouth ... more...

10 Ways To Protect Your Financial Identity Being Used For Someone Elses Shopping Spree
Someone impersonating you could be spending your hard-earned money.Impossible! Not really, check, loan, and identity fraud are a real problem. In 2002, the federal trade commission estimated that identity fraud affected and estimated 3.3 million Americans; costing consumers $3.8 billion and ... more...

Material Girl
Direct Answers - Column for the week of December 16, 2002I recently went on a date with this guy I met online. We had been emailing for a few weeks before we decided to go out together.We met at a restaurant, and he brought me a huge vase of flowers. He was sweet, polite and gentlemanly toward me ... more...

Emancipation
Direct Answers - Column for the week of September 8, 2003When is it time to divorce a family member?I've been helping my partner manage his father's long-term care. This entails working with his brother who controls the purse strings. My partner and I are both artists, juggling multiple careers ... more...

Unintended Consequences
Direct Answers - Column for the week of May 26, 2003My sister is celebrating her tenth anniversary this summer, and I'm concerned she is letting her relationship go. Her husband refuses to acknowledge any problems and doesn't believe in counseling.At the time my sister married, she was a ... more...

Why Every Homeowner Needs A Home Equity Line Of Credit
It's common knowledge that banks are more than willing to loan you money when you don't need it. But if you hit a rough spot in your financial life and need cash desperately. It's like pulling teeth to get the money you need.In other words it is much easier to get a home equity line of credit when ... more...

Smokers, Death Benefit Arguments, and Poly-behavioral Addiction
Do Governments Save Money by Watching Smokers Die Prematurely?This was the conclusion of a report, commissioned by Philip Morris, who looked at the cost of smoking in the Czech Republic in 1999. They concluded that tobacco can save a government millions of dollars in health care and pensions ... more...

Dynamic Pre-Hiring Practices
The pre-hiring process can be a challenge. Much time and energy can be invested and in the end, wasted, if your approach is not focused, deliberate, and specific. The following approaches have resulted in meeting candidates that not only meet our specifications, but also regularly exceed our ... more...