Curse of the Abyss Worm [Chapters 21 & 22]
21The Mirror and the Ring1930FallCuriosity, Sally woke up as she rolled out of bed, walking to the main room in the hotel suite. The old gentleman [Thomas] was having coffee by himself sitting at the dinning room table. She looked out the window at Rice Park; it was a small park to say the ... more...

Starting Your Entrepreneurial Business: Climb a Different Career Ladder
Are You Good at Climbing? I climbed out of my crib very early, and proceeded to live a very hyperactive childhood, so I have been told by parents, aunts, elder cousins, and others who have known me my entire life. I have noticed that whenever these individuals relate this story, their pupils ... more...

Real Estate Investing 101 Understanding the Different Types of Lenders
The changes in financing options available for residential investment properties over the last 5 years are staggering. Lenders have relaxed the credit and income guidelines for qualification that formerly deterred many would-be investors from entering the real estate. In addition, the down ... more...

Debt Consolidation Loans How to Locate the Best Deal
According to an old Indian proverb, the best way to cut iron is through iron itself. Therefore, in dealing with debts (the principal component of which is personal loans), the best manner will be to use debt consolidation loans (which too are personal loans). Debt consolidation loans are among the ... more...

Understanding the Dynamics of Instant Loans
Before taking the decision to utilise an instant loan, decide what an instant loan actually means to you. Does it mean a loan that gets you money in a single day or is it simply a loan that is approved fast? Though they appear similar, they are not. These are two entirely different cases and ... more...

Water Resources - Infrastructure Does Not Grow On Trees, It Helps You Grow The Trees
Arizona and water issues for the future are an interesting issue as the Governor and her Drought task force move into a long-term workable plan. Such a compromise is necessary is AZ is to continue growth without devastating its food processing, farming and distribution and transportation industry ... more...

Secured Loans House the Most Positivistic Consequences of Loan Borrowing
One of the most enduring myths of loan industry is that secured loans are perhaps the most favorable loan type available. And guess what this myth is in fact one of the most enduring truths ever. Secured loans amass all that is good and positive about taking a loan. The score card of secured loans ... more...

Ifs and VATs of Taxation in Macedonia - Should VAT be Applied in Macedonia?
To be justified, taxes should satisfy a few conditions:Above all, they should encourage economic activity by providing incentives to save and to invest. Savings - transformed into investments- enhance productivity and growth of the economy as a whole.A tax should be simple - to administer and to ... more...

Hedging Foreign Exchange Risks
The exchange rate of the Macedonian Denar against the major hard currencies of the world has remained stable in the last few years. Because of the IMF restrictions, the local Narodna (Central) Bank does not print money and there are no physical Denars in the economy and in the local banks.Thus, ... more...