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Questions About Mortgage Brokers and Lenders
June 24, 2002 I get tons of mail from borrowers who are confused about the differences between lenders and mortgage brokers, and how these differences matter. "What is a mortgage broker?" A mortgage broker is a loan provider who offers the loan products of different ... more...

How Can I Identify Ethical Mtg Brokers?
July 10, 2000 "In one of your columns you said that you were working on a self-enforcing code of ethical conduct for mortgage brokers that would allow borrowers to distinguish between them and the rogues.  Have you made any progress?? ... more...

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Get Free wholesale Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Inexpensive Money: Why Aren't You Factoring?
Put simply, FACTORING IS THE LEAST EXPENSIVE MONEY YOU CAN GET TO RUN YOUR BUSINESS!This is a situation which boggles my mind. Literally hundreds of thousands of businesses in the U.S. alone could - and should - use factoring to extensively reduce their costs of money and operation, and still they ... more...

Debt Elimination Tips
When setting out to eliminating your debts, there are a few tips to follow that are imperative for your success. Stop SpendingPut the cards away - cut them up if you have to and stop spending The only way youre going to eliminate debt is by not incurring new debt. Of course, your life does ... more...

Locating a Home Mortgage
When it comes time for you to acquire a home mortgage for your first home or for a second home, or perhaps you are just looking to refinance. Whatever the case may be, it is important to shop around for a home mortgage.When it comes to a home mortgage, mortgage companies are very competitive, they ... more...

Table Top Silk Trees
Does your tabletop look bare and ordinary on special occasions? Often, we become so engrossed in decorating the whole house and filling every nook and corner with decorative objects that we fail to notice that our tables look bare and out of place in the highly celebrative surroundings.To fill this ... more...

Follow-Up - The Key To Successful Closings
If everyone always did everything they said theyd do, wed all be a lot richer. Unfortunately, tasks are overlooked, and the ball is often dropped. If you want to have successful closings, you must have strong follow-up skills to catch problems early in the process. Follow-up on everyone and ... more...

SBA Loan: Qualifying and Applying
According to federal government research, small businesses provide about 75% of the net new jobs added to Americas economy. They also employ fully onehalf of Americas private sector workforce. In addition, 99.7% of all employers in the U.S. are small business owners. These statistics make a ... more...

5 Characteristics of a Dynamic Loan Processor
Not everyone is cut out to be a mortgage processor. Find out if you or a team member has what it takes to be a dynamic processor.A dynamic loan processor1. Is an Excellent Communicator A dynamic processor has great communication skills. He/she is one who clearly understands how critical the ... more...

Closing Checklist
Getting a final approval is great but it's not the same as hitting a home run. You're still on third base until you make sure that all of the pre-closing responsibilities are being fulfilled in a timely fashion. The list of activities below are standard items that can be done to expedite loan ... more...

What Every Real Estate Investor Should Know About Investment Property Loans
Savvy real estate investors know that there is an art to getting an investment property loan. Educating yourself on the process will eliminate much of the headache and hassles that often plague real estate investors.If you go into it expecting the same ease as financing a primary residence, you may ... more...

Bankers in Denial
Denial is a ubiquitous psychological defense mechanism. It involves the repression of bad news, unpleasant information, and anxiety-inducing experiences. Judging by the German press, the country is in a state of denial regarding the waning health of its economy and the dwindling fortunes of its ... more...

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