Home | Ask Your Question | Mortgage Glossary
Find me a lender for:  
Home Mortgage Loan Pre-Approval Online Keys When Applying For A Mortgage Online By Carrie Reeder

Applying online for a mortgage is very fast and easy. Just make sure of a few things before you start to look for places to apply to. Here are some tips to keep in mind when searching for a mortgage company to help you online:

1. Apply with many different brokers, but make sure the online application or inquiry that you fill out will not allow them to pull your credit - If they ask you to describe your credit, it is likely that the broker is not going to pull it. If you enter your social security number, it is likely that they will pull your credit. If you do not enter your social security number, usually, that makes it so that they cannot pull your credit. They eventually will need to pull your credit, but you want to make sure you have narrowed down the broker that you want to work with before they pull your credit.

2. Enter the information on your application accurately If you are not accurate on your application, this will slow down the approval process. State your income accurately. Sometimes people will inflate their income on their application in hopes that this will help their approval process. What this does is give the broker a false sense of your situation. The mortgage application and approval process will go much smoother if you are accurate in stating your income and assets and credit history before you get into the approval process.

3. Determine if the company you are applying with is reputable Ask yourself a few questions about the website you are on. Does it look professionally made? Is there contact information available? What kind? On the application or inquiry you are filling out, look in the web address bar and see if the page you are on starts with https:// instead of http://. The s means that the page is secure. Is the company affiliated with other companies? Did you find the company from a recommendation from another site? Analyze these factors before you apply. They are not guarantees, but they can help you avoid submitting your information to companies or websites that are not legitimate.

To view a list our recommended mortgage loan companies online, visit here: Recommended Mortgage Loan Companies Online or here Recommended Bad Credit Mortgage Loan Companies Online


Written by Carrie Reeder, Owner of ABC Loan Guide. Carrie's website is an informational mortgage loan website. Her website has articles and a list of recommended mortgage lenders for many different types of mortgage loans.




See Also:

Lowest Mortgage Rates UK Lowering the Cost of Mortgage
Mortgage is the most widespread industry that offered to loan borrowers with real estate as collateral. Mortgage has so many innovations and opportunities that a loan borrower can exploit them for their own benefit. You must have heard and read it elsewhere that mortgage rates are at an all time ... more...

Mortgage Glossary - A Glossary of Mortgage Terms You Should Know
Acceleration Clause A clause in a mortgage defining that the entire outstanding balance can become due and payable should mortgage default occur. If the entire balance is not paid, the property will be foreclosed.Adjustable Rate Mortgage (ARM) Mortgage with interest rates that may be adjusted by ... more...

Online Mortgage in UK - Introducing the Best Mortgage Plan Across UK
Add the term online and it will open for you an exhaustive assortment of opportunities. Add online to mortgage and it will have the same effect. So many people want to get mortgage programme and get with it fast. The online mortgage in UK indisputably takes lesser time and simplifies the entire ... more...

Types of Loans
Loan Types What types of loans are available to me? There are many different types of mortgage offered to consumers. Some of the most popular mortgage broker are the FHA Home Loan (Federal Housing Administration) and the VA Loan . Because the FHA mortgage and VA mortgage are guaranteed by the ... more...


More on mortgage...

Search More Info On:

  • Mortgage
  • Mortgage Application
  • Mortgage For You
  • Loan Application
  • Mortgage Companies
  • Mortgage Approval
  •  

    Shop For Your Mortgage Now!
    Shop For Your Mortgage Now!

    You'll be re-directed to Top-Lenders.com

    Want to Know Your Rate?
    Get Customized Mortgage Quote Instantly

     
    ExplainingMortgages © 2005 - 2009