I
believe our site is different because we feel that your education
should come first. Purchasing or refinancing a home is perhaps
the largest financial transaction you will make in your life,
and there are many factors that need to be considered before
making a decision.
Some
of these factors include, what realtor to go with, what lender
to go with, what type of loan to choose, and what you can afford.
The list goes on and on.
I'm
committed to helping you achieve your goal of owning a home
or refinancing your current one. On this site I have listed
the many different types of home loan programs to choose from.
But before making any type of decision, you will have the ability
to read about the type of program, and than decide if this program
would fit your needs. If a particular program does fit your
needs, than you can mention it in the comment section of your
on-line submission form and let a loan officer do the rest of
the work for you.
The
mortgage information and definitions I have provided you with,
have been written in easy to read laymen terms, weeding out
all of the industry jargon, and text like explanations that
most experts can’t understand.
Once you have educated
yourself, and filled out an on-line submission form, allow for
one of our experienced loan officers to do the rest of the work
for you. Here you will have the benefit of a few different lenders
competing with each other for your business. This competition
will leave you with the best rate available.
This is how the simple
process works.
You
come to the site and spend as much time educating yourself as
you feel necessary. Once you feel comfortable, you can fill
out one of our easy to read on-line submission forms. Once you
hit “submit,” the information you provided will
be given to an experienced loan officer who will than be calling
you to introduce themselves, and to gather more pertinent information.
Once they gather the information, they will be contacting a
few different lenders to see which one can offer you the best
possible rate.
It is fair to say,
that this process can take just a few hours.
One thing to keep
in mind, when a lender agrees to do your loan, they actually
pay for your information. A lender would not pay for something
they did not think they could use, so you can sleep easily and
have the peace of mind of knowing your loan will get done in
a timely fashion.
Again,
my number one commitment is to educate you, and if you do decide
to fill out one of our on-line forms, it is important for you
to know, that at no time are you committed to anything. So if
you want to go ahead and test the waters to get an idea of what
is out there for you, than I wish you nothing but the best of
luck! And remember, your education comes first.
Shopping
for mortgage, Avoid Three Common Mistakes.
