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Origination Fee's

Basically, origination fees’ are the exact same thing as points. They are a percentage of the loan.

By showing fee’s as origination fee’s, lenders can actually lower the point total they charge you, while inflating the amount of origination fees’ they charge you.

When dealing with a lender, make sure to ask what the total amount of fees are that are derived from a percentage of the total loan amount.

Points

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