It's Your Credit - Take Care of It!
Thanks to the Fair and Accurate Credit Act, American consumers can receive a free annual credit report from each of the three major credit bureausExperian, TransUnion and Equifax. You can order your free credit report by visiting www.annualcreditreport.com or calling 1-877-322-8228.Monitoring your ... more...

Causes of Stress
In order to eliminate or at least control stress, it is vital to know and understand the causes of stress. Of course, there are many causes of stress and they are as varied as the people who suffer from stress, but there are a few places to look first. And by learning about these causes of stress ... more...

Protect Yourself From Holiday ID Theft
You know its time to start worrying about holiday shopping when the trees and giant Santas come out in all of the stores. One store I shop at is already playing holiday music!The stores are gearing up for the holiday shopping season already. And so are identity thieves. Its the happiest time of the ... more...

Location, Location - NOT!
Untold Secrets of Buying and Selling Real EstateOwning a home can truly be satisfying. However, with the financial pressures of today's world, getting good value is crucial. These days I am much savvier about buying and selling homes than I was when we bought our first of eight houses. The ... more...

Are You Having Difficulty Meeting Your Financial Obligations?
Many individuals are experiencing difficulties meeting their financial obligations from month to month and the monthly payments are overwhelming and creating unnecessary stress and frustration. However, it is imperative that you find a way to meet your monthly obligations in order to maintain a ... more...

Different Ways Of Dealing With Debt
Bills, creditors, debt collectors. Are you yearning for the days when all you had to worry about was the money in your piggy bank? If so, you are far from alone. Whether its illness, loss of a job, or simple overspending, it happens to the best of us. But that doesnt mean your financial situation ... more...

Secured Homeowners Loans In Case You Thought a Home is Worth Few Dollars
Money is like music, if managed well, produces a good symphony. One wrong note one wrong decision it produces a jarring sound. A homeowner knows what an important investment home is. And he or she cant probably go wrong with this kind of investment. If you are intending to draw money on this ... more...

Home Equity Loans: Abusive Lending and How to Avoid It
Home Equity loans were initially designed to allow individuals who had not yet paid off the full amount of their home, the ability to borrow against what portion of the home they had paid for. So for example, a couple who had been making monthly payments for many years on their 30 year lease, ... more...

Money Does Talk!
When buying something, you can buy in one of two markets. The first is buying on terms in the retail market and the second is buying in the wholesale cash market. This can be illustrated by referring to the biggest purchase we all make in our lifetime - Real Estate.In recent years, when you are ... more...

Home Buyer's Hidden Costs
Home buyer's who purchase a home without a real estate agent (or sometimes purchase through an inexperienced agent) can find out too late they don't have enough money to close and move.Top 10 Costs Home Buyers Miss:1.) Property Taxes and AssessmentsHome buyers often need to set up an escrow account ... more...