Fair Isaac Corporation Credit or FICO Score
As I am not from the US, I had no idea what FICO meant before researching it. FICO stands for Fair Isaac Corporation, a company based in California. FICO, put simply, is a person's credit score. A credit score can be used by a potential lender in making a judgement on whether to grant you credit or ... more...

What You Need to Know About Credit Reports
You hear people talk about credit reports all the time but do you know what they are really all about? Well, if you have ever been turned down when applying for a credit card or a loan it is high time you learned all about your credit report and how you can get it working for you instead of against ... more...

14 Common Credit Mistakes
Establishing credit and wisely managing your credit becomes easier when you know how. You'll feel empowered by taking knowledgeable steps towards good credit, and you'll be on your way to purchasing real estate and greater financial freedom.If you plan to finance real estate, either as a home buyer ... more...

Expectation and Intention: How your Outlook Affects your Feng Shui
It's been said that you attract things two ways: by fear and by focus. The person who fears losing his lover will undermine himself in a way that drives his loved one away. A person who seeks to graduate from a university as a doctor can place a picture of himself on a bulletin board with the ... more...

No Money! Does It Really Matter? (Free E-Books)
You can use the sellers existing financing for part of the purchase price. Buying "subject to" you only have to fund the money for the sellers equity! You can get a cash buyer and do a simultaneous close or flip your deal to the buyer for a cash assignment fee. You can sell your contract to another ... more...

Discover What You Really Want To Do
Are you doing what you really want to do or did you just fall or wander into the job you now have. As a friend of ours once said, I am one of twenty two doctors in our family. The only ones in our family who are not doctors are the dogs and cats. Did you decide what you wanted to do or are you one ... more...

Devising Newer Ways of Repayment
How good would it have been had there been no obligation to repay the loan or mortgage? This is what most people think when required to make the monthly repayments. But try as much as they can, they are never able to change the situation.The borrower has to cut his monthly expenses to provide for ... more...

Creative College Financing-The HELOC and the 529 Plan
Since HELOCs are excellent tools for handling irregular expenses, it makes sense that lots of people are turning to them to provide additional cash for college. Usually a student applies for as much scholarship, grant or student loan money as he/she is eligible, then the parent will make up the ... more...

Housing Bubbles and You
Are we in a housing bubble? To answer that question first we need to understand what a housing bubble actually is. A housing bubble is what happens when the there is a significant rise in the market that is mostly due to the expectation that the prices will continue to rise. The bubble will not ... more...

Book Summary: What Is The Emperor Wearing?
This article is based on the following book:What Is The Emperor Wearing? Truth-Telling In Business Relationships Butterworth-Heinneman ISBN 0-7506-9872-1 217 pagesThis book is inspired by the popular tale The Emperors New Clothes. It provides stories of ordinary individuals in the workplace who ... more...

If All Things Are Possible, Why Can't I Balance My Checkbook?
For me, the most terrible time of each month is the day our bank statement comes. We commonly call it BSS (Bank Statement Syndrome). I don't know why it is, but I have trouble getting the parsonage checkbook to balance with the monthly bank statement.That ominous document intimidates me every time ... more...