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Adjustable Rate Mortgage Indexes
Last Updated October 28, 2005 COMMONLY USED ARM INDEXES  A.  Cost of Funds, Eleventh District  (COFI) B.  1-Year Treasury Constant Maturity  Rate C.  ... more...

What Is a HELOC?
October 20, 2003 "I have been advised to refinance with a HELOC rather than with a standard mortgage. Could you explain the difference, and why one might be better than the other?" HELOC stands for home equity line of credit, or simply "home equity line." It ... more...

prime rate average related definitions

Prime Rate
Prime Rate In North American banking, the prime rate is the interest rate a banks charge to their best or "prime" customers. Each bank will quote a prime lending rate. Many institutions quote prime rates established by large money center commercial banks such as ... more...

Adjustable Rate Mortgage, ARM
Adjustable Rate Mortgage (ARM) Also known as a variable rate mortgage. The interest rate on these mortgages changes periodically. Variable or adjustable loans are loans whose interest rate fluctuates over the period of the ... more...

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Get Free prime rate average Quotes and Estimates

Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Real Estate Stories that Show You How!
Lets begin easing you out of the pits. I mean, comfort zone! Im going to slowly and methodically give you as many little sparks and insights to the relatively simple ways that ordinary people use real estate to achieve extraordinary results.Stories are the best spark plugs. They let you casually ... more...

8 Point Checklist: Evaluating Online Vendors
Here are 8 things to consider, when evaluating lenders online:Website DesignPrivacy PolicyAbout UsPopularityReputationShort FormPoints, Fees, Terms and RatesCommunication1. Website Design:The webpage is, in fact, the storefront of the internet. In the real world, your first impressions make all ... more...

High Risk Mortgage Lenders - Poor Credit? No Problem
Do you have poor credit but want to buy a home? Thats not a problem if you work with a high risk mortgage lender, also known as sub prime lenders. Regardless of your credit rating, you will be able to secure a mortgage with flexible terms. You can also begin to reestablish your credit by making ... more...

Auto Loans After Bankruptcy How Does a Bankruptcy Affect Your Approval?
A recent bankruptcy will not disqualify you from obtaining an auto loan. In fact, opening a new line of credit shortly after a bankruptcy helps re-establish your credit and improve your credit history. Bankruptcy allows a fresh start. Initially, lenders may be hesitant to lend you money. However, ... more...

Rebuilding After Katrina: Smart Energy Choices
Energy efficiency has been part of the American lexicon since 1978 when the Energy Policy Act was first enacted. Since then, energy efficient homes and increased use of renewable energy resources have become the norm in states like New York and California. Policies and programs have supported these ... more...

What You Need To Know About Diabetes
INTRODUCTIONAccording to the World Health Organization, a few decades back diabetes was an uncommon disease, in both developed and developing countries. Today, the story is different. It is currently estimated that over 143million people worldwide are affected by the disease. This figure is ever ... more...

Eight Tricks Used by New-Car Dealers - Be Aware
Car dealers, in their enthusiasm to get your business, often resort to "tricks" that can be misleading, deceptive, or even borderline fraudulent. Here are some prime examples:1. "We'll pay off your old car loan, no matter how much you owe"This is true, as far as it goes. However, if you owe more on ... more...

Sub Prime Mortgage Lenders - How to Get Approved Online
Sub prime mortgage lenders process applications online everyday. Processing information over the internet speeds up the process and saves costs on offices and personal. In some cases, you can get a reduction in fees or rates by completing your application online. To get approved on your mortgage, ... more...

Eliminate Your Credit Card Debt, But How?
Can a debt consolidation loan eliminate your credit card debt? A consolidation loan might (or might not) be the key. There are several things you must consider when making the choice to consolidate debt using a debt consolidation loan.First, is a debt consolidation loan your best choice to ... more...

Poor Credit Home Equity Loan Tips What Factors Do Lenders Consider?
Home equity loans have many useful purposes. On average, homeowners select these loans as a way to reduce and eliminate their credit card debts. This is a wise tactic considering that home equity loans have lower rates than most credit cards. Homeowners also have the option of choosing an ... more...

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Mortgage Indexes Info
30 Yr Fixed Rate
15 Yr Fixed Rate
5/1, 3/1 ARM
CODI
COSI
12 MTA
COFI 11th District, Federal
12 Month LIBOR (USD)
1 Year CMT
Market Indexes Info
WSJ Prime Rate
FNMA
Federal Funds
30 Year Treasury

 

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