The Right Home Loan - Floating or Fixed Rate Loan
Choosing a home loan has never been tougher. Yes, with all these cheap interest rates floating around, you as a customer are faced with a happy predicament. The banker finally seems to be your friend. He calls you in the morning, day and evening. He remembers your name and offers you the best deal ... more...

Refinancing vs Line of Credit
Refinancing vs line of credit are two popular options you have when deciding the best way to take equity out of your home. Sometimes it makes sense to establish a line of credit. But in other situations it's better to get a cash back refinance mortgage loan.You can find out which loan is best for ... more...

Ifs and VATs of Taxation in Macedonia - Should VAT be Applied in Macedonia?
To be justified, taxes should satisfy a few conditions:Above all, they should encourage economic activity by providing incentives to save and to invest. Savings - transformed into investments- enhance productivity and growth of the economy as a whole.A tax should be simple - to administer and to ... more...

Creative College Financing-The HELOC and the 529 Plan
Since HELOCs are excellent tools for handling irregular expenses, it makes sense that lots of people are turning to them to provide additional cash for college. Usually a student applies for as much scholarship, grant or student loan money as he/she is eligible, then the parent will make up the ... more...

Self Employed Loans For People Working For Themselves
Any body can need loans these days whether a serviceman a businessman or a self employed person. A self employed is one who works for himself. Now days more and more people are working for themselves which means they are self employed.A self employed person may have one of the following working ... more...

2nd Mortgage Loan after Bankruptcy - Understanding the Basics
Getting a 2nd mortgage loan or home equity loan after a bankruptcy is workable. However, loan applicants should be aware of certain disadvantages to bad credit loans. A bankruptcy is destructive to credit scores.In reality, many financial experts discourage bankruptcies. Those who file ... more...

Vision India - 2025 (Expectations of an Ordinary Person)
IntroductionThe way one lyrist has written, Hum logo ko samajh sako to samjho dilbar jaani; jitna bhi tum samjhoge utni hogi hayeraniin a nut-shell we Indians are most unpredictable. When the expectations are lowwe have performed really well and contrary to that when expectations were very highmost ... more...

Massachusetts Real Estate - History Personified
Massachusetts is a state overflowing with history and yet oddly modern. Massachusetts real estate prices are very pricey.MassachusettsMassachusetts is an incredible mix of history and bustling modern influences. Historically, the state took in many of the initial European immigrants and was the ... more...

Facts You Should Know About Types of Loans
When you set out to borrow, you often come across terms like unsecured loans, revolving loans, adjustable rate loans, etc. While these terms are more or less self-explanatory, it is still useful to be clear on their exact meanings and what they imply before you finalize a loan contract. Unsecured ... more...