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How to Avoid Homeowner's Insurance Cancellation
(Lessons from Hurricane Katrina) October 14, 2005 By Robert J. Bruss Inman News As the homeowner victims of Hurricane Katrina are discovering, most homeowner insurance companies are not swift to fully pay even valid claims. Although ... more...

Mortgage Payment Problems: What If You Can't Pay?
April 21, 2003 "I lost my job and have been making my mortgage payment from savings.  At some point, I will run out of savings.  What should I do? Some variant of this letter is appearing in my mailbox with ... more...

property flud damage related definitions

Section 8 Housing
Section 8 Housing The Section 8 program began during the Great Depression to increase the housing choices available to very low-income households by making privately-owned rental housing affordable to them. It provides rent subsidies, either rental certificates or vouchers, on ... more...

Flood Insurance
Flood Insurance An insurance policy that covers property damage due to natural flooding. Flood insurance may be required on properties in a flood zone - the land bordering a stream which is subject to floods of about equal frequency; for example, a strip of the flood plain ... more...

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Get instant on-line mortgage rate quote and closing cost estimate. Only put your loan numbers. No contact info required. Compare offers from top mortgage lenders... more...

Secured Debt Consolidation Loans: Help you Usher a New Debt Free Life
It is never a pleasant experience when you have to deal with furious creditors pounding on your door for money. So what do you do when a whole bunch of angry creditors are breathing down your neck and threatening you with dire consequences? Do you hide under the bed or jump out of the bathroom ... more...

Do You Speak Real Estate?
Anyone interested in real estate should be able to talk the talk. Here is a list of common phrases and words with a short explanation. Use it as a reference:Adjustable Rate Mortgage (ARM). A type of mortgage loan whose interest rate changes periodically up or down, usually once or twice a year ... more...

Investing in Residential Real Estate: Achieving Positive Cash Flow
When investing in real estate, it is highly desirable to achieve positive cash flow on a month-to-month basis. This is true even if you are counting on property value appreciation to supply the bulk of your desired return on investment. If you are losing money month-to-month, you may find all of ... more...

How to Maximize Your Home Business Tax Deductions for 2005
Someone once said, the best way to calculate your taxes isHonestly. For 2005, add Smartly to that and youll get to keep more than you make. This April 15th is going to be the day of reckoning for every taxpayer. If you are smart enough with your accounting and keep your eyes and ears open, this ... more...

The Truth About Real Estate Investing - Is It Right For You?
You have probably been hearing, seeing and reading that real estate investing is the best thing since sliced bread. There are many late night cable television infomercials spewing out sales pitches for courses that teach you how to buy residential real estate no money down or for next to nothing. ... more...

Do You Know What The 7 Home Insurance Plans Are?
Most people dont realize that there are 7 different homeowners insurance plans that insurance companies can offer. Each plan is different from the other 6 based on the circumstances that it covers. Additionally if consumers are familiar with any of the plans it would be plans that involve parts ... more...

Avoiding Foreclosure Scams
If your mortgage company is threatening foreclosure, there are things you can do to avoid it (see my article titled How to Avoid Foreclosure). However, you should be aware of scams. If there are solutions to your problems that seem too good to be true, they probably are.For example, if you're ... more...

What's Missing on Most Home Buyer's Checklists?
In a search for "Home Buyer's Checklist," I found articles, spread sheets, and tips with differing advice. Some of this advice includes:1. Know your location2. Negotiate price3. Check for amenities and compare to other homes4. Inspect the house for defectsIt seems that the real estate websites want ... more...

How to Make a Wise Home Purchase and Avoid the Top 14 Home Buyer's Mistakes
Many home buyers rush into a home purchase without getting enough information. A home purchase, probably the one of the biggest investments of your life, needs informed and cautious consideration. Don't let impulsiveness or ignorance ruin your enjoyable home search and purchase.Here are 14 common ... more...

How to Eliminate Risk in Real Estate Investment
Avoid 12 Common Mistakes Made by Novice Investors and Ensure High Rates of Return!Real estate investment has provided many investors with positive cash flow, tax benefits and satisfaction of making an impact in others lives. Like any investment however, real estate has intricate nuances and market ... more...

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